Category: Personal finance

  • What They Don’t Teach You About Money in School

    What They Don’t Teach You About Money in School

    Benjamin Franklin was right when he said, “If you fail to plan, you are planning to fail.” And sadly, financial planning doesn’t begin at an early age. Essential personal finance skills such as budgeting, saving and managing debt are not taught in schools. While math and English are considered essential subjects, personal finance is often […]

  • Budgeting Tips for Beginners: How to Budget

    Budgeting Tips for Beginners: How to Budget

    A recent National Payroll Institute study shows that 26 percent of working Canadians are living paycheque-to-paycheque. In another study, only 49% of Canadians report having a budget. A budget is certainly not a magic bullet, but if you are skating on thin ice financially, budgeting your money can help you get an overall snapshot of […]

  • The 5-Step Plan for Reaching Your Financial Goals

    The 5-Step Plan for Reaching Your Financial Goals

    You must have a game plan if you’re serious about your financial goals. Whether you want to pay off debt, save money or build a rainy day fund, you need to understand what you want to achieve financially. 1. Set specific goals Think about the most important financial goals you have in life. Establish what […]